Google backup Drive will soon back up your entire computer

Google is turning Drive into a much more robust backup tool. Soon, instead of files having to live inside of the Drive folder, Google will be able to monitor and backup files inside of any folder you point it to. That can include your desktop, your entire documents folder, or other more specific locations.

The backup feature will come out later this month, on June 28th, in the form of a new app called Backup and Sync. It sounds like the Backup and Sync app will replace both the standard Google Drive app and the Google Photos Backup app, at least in some cases. Google is recommending that regular consumers download the new app once it’s out, but it says that business users should stick with the existing Drive app for now.

It’s not clear exactly how much you’ll be able to do with the expanded backup feature. You’ll presumably be able to open and edit some common file types within Drive, as you’ve already been able to. But it’s not clear if you’ll be able to sync those files back down to multiple other computers, using Drive as an intermediary.

All of those files will very likely count toward your Google Drive storage limit, too. This will be a very quick way of hitting that 15GB cap on free accounts.

Still, it’s a smart move by Google and a pretty handy feature. There have been requests for Dropbox to add something like this for ages, and it’s yet to get around to it. Instead, like Drive, people have always had to store files directly in the app’s local folder. For anyone looking for a bit more flexibility in their syncing apps, Google seems like it’s about to become the winning option.

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Amazon’s new ‘Prime Reload’ service isn’t the deal it seems

Amazon has a slightly strange new service called “Prime Reloaded.” It incentivizes Prime members to pay for stuff off Amazon using a debit card, rather than credit, which should help Amazon out with credit card fees.
On the surface, it seems like a decent way to save 2% on all your Amazon purchases in return for a small amount of hassle. But it’s far from being a no-brainier, and for most of the credit-card-using American public, it’s probably a terrible idea to sign up.
First, a quick overview of credit cards and why most stores hate them. Visa, MasterCard and American Express all charge merchants (shops, like Amazon) a small percentage of every transaction in return for processing payments. The credit card companies have invested serious time and money making sure that the majority of purchases are made on credit, and most stores aren’t even allowed to pass the extra fee onto consumers.
Merchants, understandably, hate the fact that someone else skims a couple percent off the gross revenue, but most suck it up as a cost of doing business. Amazon’s program is an obvious attempt (albeit a pretty small attempt) to see if consumers would take a small discount in return for using debit. The 2% discount Amazon is offering is a tiny bit under the average credit card fee, which is somewhere around 2.5% on average.
But while credit cards objectively suck for merchants, they’re fantastic for consumers. The most obvious benefit you get from using your credit card for purchases is cashback or points: most credit cards either have a rewards program or cashback, which gives you back a couple percent of every purchase in the form of points or cash. The percentage depends on the card, but it’s normally in the 2-4% range.
So, most people will be marginally better off spending 2% more upfront with Amazon and getting 4% back in points. But the benefits don’t stop there.
Credit card laws and policies are skewed heavily in the favor of the consumer. If you dispute a transaction with a company, you can file a complaint with your credit card company, and the merchant then has to prove that they were allowed to make the charge. If you get in a dispute with a third-party Amazon seller — for example, because the wrong item is sent and the seller won’t make a return — credit card disputes give you a good recourse. You don’t get that with a debit card.
Credit cards also generally have purchase insurance for most things, which means if something you buy on your card is stolen or broken within a few months of purchase, your credit card company will refund you. It’s a policy set up to try and prevent credit card users racking up unsecured debt, but it works great when your new phone gets stolen a month after you buy it.
The specific economics of Amazon’s program might work out in your favor. But before you go chasing off after a marginally lower sticker price, remember to take a look at the benefits you’re getting from your credit card, and do the math to see if it’s worth it.

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Bill Gates's Top 10 Rules For Success

Gates was born in Seattle, Washington on October 28, 1955. He is the son of William H. Gates Sr.(born 1925) and Mary Maxwell Gates (1929–1994). His ancestry includes English, German, Irish, and Scots-Irish.His father was a prominent lawyer, and his mother served on the board of directors for First Interstate BancSystem and the United Way. Gates' maternal grandfather was JW Maxwell, a national bank president. Gates has one elder sister, Kristi (Kristianne), and one younger sister, Libby. He is the fourth of his name in his family, but is known as William Gates III or "Trey" because his father had the "II" suffix.Early on in his life, Gates' parents had a law career in mind for him.When Gates was young, his family regularly attended a church of the Congregational Christian Churches, a Protestant Reformed denomination.The family encouraged competition; one visitor reported that "it didn't matter whether it was hearts or pickleball or swimming to the dock ... there was always a reward for winning and there was always a penalty for losing". 
see bill gate for success below

Management style

From Microsoft's founding in 1975 until 2006, Gates had primary responsibility for the company's product strategy. He gained a reputation for being distant from others; as early as 1981 an industry executive complained in public that "Gates is notorious for not being reachable by phone and for not returning phone calls."Another executive recalled that after he showed Gates a game and defeated him 35 of 37 times, when they met again a month later Gates "won or tied every game. He had studied the game until he solved it. That is a competitor."

As an executive, Gates met regularly with Microsoft's senior managers and program managers. Firsthand accounts of these meetings describe him as verbally combative, berating managers for perceived holes in their business strategies or proposals that placed the company's long-term interests at risk.He interrupted presentations with such comments "That's the stupidest thing I've ever heard!"and "Why don't you just give up your options and join the Peace Corps?"The target of his outburst then had to defend the proposal in detail until, hopefully, Gates was fully convinced.When subordinates appeared to be procrastinating, he was known to remark sarcastically, "I'll do it over the weekend."

Gates was an active software developer in Microsoft's early history, particularly on the company's programming language products, but his role most of its history was primarily as management and executive. Gates has not officially been on a development team since working on the TRS-80 Model 100,but wrote code as late as 1989 that shipped in the company's products.He remained interested in technical details; Jerry Pournelle wrote in 1985 that when watching Gates announcing Microsoft Excel, "Something else impressed me. Bill Gates likes the program, not because it's going to make him a lot of money (although I'm sure it will do that), but because it's a neat hack."On June 15, 2006, Gates announced that he would transition out of his day-to-day role over the next two years to dedicate more time to philanthropy. He divided his responsibilities between two successors, placing Ray Ozzie in charge of day-to-day management and Craig Mundie in charge of long-term product strategy.

                                                

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Aliko Dangote's Top 10 Rules For Success

Aliko Dangote GCON (born 10 April 1957) is a Nigerian billionaire, who owns the Dangote Group, which has interests in commodities. The company operates in Nigeria and other African countries, including Benin, Ethiopia, Senegal, Cameroon, Ghana, South Africa, Togo, Tanzania, and Zambia.As of February 2017, he had an estimated net worth of US$12.5 billion.

Dangote is ranked by Forbes magazine as the 67th richest person in the world and the richest in Africa; he peaked on the list as the 23rd richest person in the world in 2014.He surpassed Saudi-Ethiopian billionaire Mohammed Hussein Al Amoudi in 2013 by over $2.6 billion to become the world's richest person of African descent.see he's 10 top rules for success

                   

Business in Nigeria

The Dangote Group was established as a small trading firm in 1977, the same year Dangote relocated to Lagos to expand the company.Today, it is a multi-trillion naira conglomerate with many of its operations in Benin, Ghana, Nigeria, and Togo. Dangote has expanded to cover food processing, cement manufacturing, and freight. The Dangote Group also dominates the sugar market in Nigeria and is a major supplier to the country's soft drink companies, breweries, and confectioners. The Dangote Group has moved from being a trading company to being the largest industrial group in Nigeria including Dangote Sugar Refinery, Dangote Cement, and Dangote Flour.

In July 2012, Dangote approached the Nigerian Ports Authorities to lease an abandoned piece of land at the Apapa Port, which was approved.He later built facilities for his flour company there. In the 1990s, he approached the Central Bank of Nigeria with the idea that it would be cheaper for the bank to allow his transport company to manage their fleet of staff buses, a proposal which was also approved.

In Nigeria today, Dangote Group with its dominance in the sugar market and refinery business is the main supplier (70% of the market) to the country's soft drinks companies, breweries and confectioners.It is the largest refinery in Africa and the third largest in the world, producing 800,000 tonnes of sugar annually. Dangote Group owns salt factories and flour mills and is a major importer of rice, fish, pasta, cement and fertiliser. The company exports cotton, cashew nuts, cocoa, sesame seed and ginger to several countries. It also has major investments in real estate, banking, transport, textiles and oil and gas. The company employs over 11,000 people and is the largest industrial conglomerate in West Africa.

Dangote has diversified into telecommunications and has started building 14,000 kilometres of fibre optic cables to supply the whole of Nigeria. As a result, Dangote was honoured in January 2009 as the leading provider of employment in the Nigerian construction industry.

He said, "Let me tell you this and I want to really emphasize it...nothing is going to help Nigeria like Nigerians bringing back their money. If you give me $5 billion today, I will invest everything here in Nigeria. Let us put our heads together and work."

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Steve Jobs' Last and Best Advice(business life)

Steven Paul Jobs (/ˈdʒɒbz/; February 24, 1955 – October 5, 2011) was an American entrepreneur, businessman, inventor, and industrial designer. He was the co-founder, chairman, and chief executive officer (CEO) of Apple Inc.; CEO and majority shareholder of Pixar;^[2] a member of The Walt Disney Company's board of directors following its acquisition of Pixar; and founder, chairman, and CEO of NeXT. Jobs and Apple co-founder Steve Wozniak are widely recognized as pioneers of the microcomputer revolution of the 1970s and 1980s.

Jobs was born in San Francisco to Syrian parents who had to put him up for adoption at birth; he was raised in the San Francisco Bay Area during the 1960s.^[3] Jobs briefly attended Reed College in 1972 before dropping out.^[4]He then decided to travel through India in 1974 seeking enlightenment and studying Zen Buddhism.^[5] Jobs's declassified FBI report stated that an acquaintance knew that Jobs had used the illegal drugs marijuana and LSD while he was in college.^[6] Jobs once told a reporter that taking LSD was "one of the two or three most important things" he did in his life.^[7]

Jobs and Wozniak co-founded Apple in 1976 to sell Wozniak's Apple I personal computer. The visionaries gained fame and wealth a year later for the Apple II, one of the first highly successful mass-produced personal computers. In 1979, after a tour of PARC, Jobs saw the commercial potential of the Xerox Alto, which was mouse-driven and had a graphical user interface (GUI). This led to development of the unsuccessful Apple Lisa in 1983, followed by the breakthrough Macintosh in 1984. In addition to being the first mass-produced computer with a GUI, the Macintosh introduced the sudden rise of the desktop publishing industry in 1985 with the addition of the Apple LaserWriter, the first laser printer to feature vector graphics. Following a long power struggle, Jobs was forced out of Apple in 1985.^[8]

After leaving Apple, Jobs took a few of its members with him to found NeXT, a computer platform development company specializing in state-of-the-art computers for higher-education and business markets. In addition, Jobs helped to initiate the development of the visual effects industry when he funded the spinout of the computer graphics division of George Lucas's Lucasfilm in 1986.^[9] The new company, Pixar, would eventually produce the first fully computer-animated film, Toy Story—an event made possible in part because of Jobs's financial support.

In 1997, Apple merged with NeXT. Within a few months of the merger, Jobs became CEO of his former company, reviving Apple at the verge of bankruptcy. Beginning in 1997 with the "Think different" advertising campaign, Jobs worked closely with designer Jonathan Ive to develop a line of products that would have larger cultural ramifications: the iMac, iTunes and iTunes Store, Apple Store, iPod, iPhone, App Store, and the iPad. Mac OS was also revamped into OS X (renamed "macOS" in 2016), based on NeXT's NeXTSTEP platform.

Jobs was diagnosed with a pancreatic neuroendocrine tumor in 2003 and died on October 5, 2011, of respiratory arrest related to the tumor.

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youngest millionaire in south Africa at age 23

From his early beginnings selling muffins in high school (something he was laughed at for), to trading in all the money that was supposed to be for his education, Shezi has made a big move that has turned him into a businessman and millionaire.
Shezi took a risky move and became the youngest millionaire in South Africa, namely: Forex trading, an over-the-counter market in which the currencies of the world are traded. He was raised by both parents (teachers) and is from an ‘average Joe’ family.
See his exclusive interview below.

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Adele earned £40m last year, says Sunday Times Rich List

A global arena tour and a few million more album sales earned Adele £40m last year, according to the Sunday Times Rich List.

The pop star's fortune rose from £85m to £125m - meaning she's the richest solo female musician in the paper's annual wealth survey.
But she's still only joint 19th in the list of the richest musicians in the UK, which is dominated by older men.
Sir Paul McCartney is in the top spot with £780m with wife Nancy Shevell.
They are followed by West End mogul Lord Lloyd-Webber, U2, Sir Elton John, Sir Mick Jagger and his Rolling Stones bandmate Keith Richards.                                                             

 
Adele is tied in 19th place on £125m with Queen guitarist Brian May.
The rise in her bank balance was put down to a 122-date global arena tour, which has earned an estimated £138m at box offices, and the continued success of her third album 25, which sold 2.4 million copies around the world in 2016.
The singer will play four sold-out shows at Wembley Stadium this summer - but has hinted that she may not tour again after that, which could limit her future earnings.

Britain's richest musicians (Source: Sunday Times)

1.	Sir Paul McCartney and Nancy Shevell	£780m	Up £20m
2.	Lord Lloyd-Webber	£740m	Up £25m
3.	U2	£548m	Up £48m
4.	Sir Elton John	£290m	Up £10m
5.	Sir Mick Jagger	£250m	Up £15m
6.	Keith Richards	£235m	Up £15m
7.	Olivia and Dhani Harrison	£210m	Down £10m
8=	Michael Flatley	£200m	Up £2m
8=	Ringo Starr	£200m	No change
10.	Sting	£185m	No change
11=	Eric Clapton	£170m	Up £10m
11=	Sir Rod Stewart	£170m	Up £10m
13.	Roger Waters	£165m	Up £5m
14.	Sir Tom Jones	£160m	Up £5m
15.	Sir Tim Rice	£152m	Up £2m
16.	Robbie Williams	£150m	Up £5m
17.	Ozzy and Sharon Osbourne	£140m	Up £5m
18.	Charlie Watts	£130m	Up £10m
19=	Adele	£125m	Up £40m
19=	Brian May	£125m	Up £5m

                                     

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Facebook nears two billion monthly users

Facebook's profits have jumped in the first three months of the year, as the social network closes in on two billion users, according to its latest results.

The number of people using Facebook each month increased to 1.94 billion, of which nearly 1.3 billion use it daily, the company said.
The US tech giant reported profits of just over $3bn (£2.4bn) in the first quarter, a 76% rise year-on-year.
However, it warned that growth in ad revenues would slow down.
The company has also come under sustained pressure in recent weeks over its handling of hate speech, child abuse and self-harm on the social network.
On Wednesday, Facebook chief executive Mark Zuckerberg announced it was hiring 3,000 extra people to moderate content on the site.

• Facebook bolsters moderating team
• Zuckerberg addresses 'Facebook killing'

A quarter of the world's population now uses Facebook every month, with most of the new users coming from outside of Europe and North America.
Speaking after the results, Mr Zuckerberg said the size of its user base gave Facebook an opportunity to expand the site's role, moving into TV, health care and politics.
"With that foundation our next focus will be building community," he said. "There's a lot to do there."

Ad slowdown

The company grew its revenue from advertising, which accounts for almost all of Facebook's income, by 51% to $7.9bn in the period.
However, chief financial officer David Wehner said ad revenue growth would come down significantly over the rest of 2017.
He repeated previous warnings that Facebook was hitting a limit on the number of ads it can squeeze onto users' pages.
Martin Garner, an analyst at CCS Insight, said: "It's now clear that last year's stellar results from Facebook represented the peak of online advertising growth, as Facebook had warned."
Mr Garner said the company needed to start showing it could make more money from its other products, including Video, Instagram, Whatsapp, Messenger, and virtual reality.

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